FAQ's

New Zealands high quality living conditions are well known universally, and accommodation is one aspect of this. In many cases, accommodation will be only minutes away from your place of study. Most educational institutions will assist you to find accommodation. The main options are: Halls of Residence/Student Hostels These are usually located on the campus or nearby, with single or twin rooms. Bed linen and cleaning facilities are provided. Meals are eaten in a communal dining hall, with special dietary needs catered to. A warden lives on site, and social and cultural activities are organised for residents. Hostels usually have computer laboratories and recreation rooms. Some institutions provide "self-catering" hostels where 6-8 students have their own bedrooms and share a kitchen and living room. Cost: approximately $200 per week. Some cities have self-catering private or independent hostels. Cost of furnished room, shared kitchen and lounge facilities is $90 - $130 per week, plus utilities (power, water, etc.) Home stay/Private Board This is a room of your own in a suburban house, usually with a garden and lawns. Your host family provides meals. Interacting with your host family and meeting their neighbours and friends is an excellent way to improve your English. The host family helps you make phone calls, read bus timetables, find a doctor and so on. But homestay is not like living in a hotel. Some "give and take" is expected, as you become part of the family. Cost: approximately $180 per week, plus one-time administration fee of about $150. Going "flatting" This term means renting a house or flat (apartment) singly or with other people. Choose your own flatmates of the same or opposite sex with mixed accommodation, ranging from a two-bedroom apartment to a large house on its own land. Most rental properties are unfurnished, other than an oven, a laundry facility, curtains and carpet. The landlord does not have to provide heating. You pay for electricity, gas, telephone and water, including connection charges. A "bond" of up to four weeks rent is held by Tenancy Services and refunded when you move out, if the flat is still in good condition. Tenancy Services, a division of the Ministry of Housing has information about dispute resolution procedures and your rights and obligations. The accommodation office at your tertiary institution will probably have a noticeboard with advertisements for flats. The newspaper classified advertisements list rental properties available, mostly on Wednesday and Saturday nights. Rental agents charge you for services provided. Flatting gives you more freedom, but requires a lot of maturity. Youll have to co-operate with flatmates to organise cooking and cleaning and paying the bills. For a good overview of the issues involved. Cost: bond, plus about $120 per bedroom per week (cheaper in smaller cities) plus food, power, telephone, etc.
New Zealand is in the southern hemisphere, so there is a climate reversal. January and February are the warmest months, autumn is from March to May, winter from June to August, and spring from September to November. The climate is temperate with relatively mild, wet winters and warm, dry summers. The weather differs a lot between different geographical regions. Four Seasons Capsuled in One Day The weather can also change dramatically and very quickly, so that people joke about experiencing "four seasons in one day". It is a good idea to keep a coat or jersey with you, even if it looks bright in the morning. Warm, waterproof, clothing is essential if you go hiking. See Clothing Outdoors The mild climate means outdoor recreation is an important part of the Kiwi way of life. Water sports and tramping or hiking are very popular. In summer, people are encouraged to "slip, slop, slap" (slip on a long-sleeved shirt, slop on some sunblock, and slap on a hat) to protect them from the strong sun. Keeping Warm in Winter While New Zealand does not get as chilly as some countries in the northern hemisphere, most houses are stand-alone houses built of wood and do not have central heating. So, the families wear warm clothing and use open fires, wood burners, gas or electrical heating in winter. Generally, people only heat the room they are occupying, rather than the whole house. Homestay bedrooms will have a heater, and the bed may also have an electric blanket, hot water bottle.
Following their New Zealand studies, students of "The New World Class" are paving successful career paths around the world. Their New Zealand qualifications are providing the skill-sets requirer for career development- a foundation created by the "perfect growing conditions" provided in a New Zealand education. International Success From undergraduate students looking for world quality programmes that will give them the "edge" in the world job market, to post-graduate students choosing a New Zealand English-speaking education to progress in their chosen field, our international students are building a global reputation. Career Opportunities within New Zealand Some of our international students, upon completion of their New Zealand qualification, have built great careers within New Zealand itself. You can view "The New World Class" section of mynzed.com for international alumnis stories. Qualifications to Ensure Students are "Work-Ready" New Zealand qualifications are world-class. They are modern, desirable and practical - particularly in terms of the modern work place. Many of our international students have this in mind when they begin their New Zealand education. Working in New Zealand after Graduation For students and graduates interested in the career opportunities New Zealand offers, you can refer to www.immigration.govt.nz for information on work permits, New Zealand residency, etc.
Recreation Facilities New Zealand offers a wide spectrum of things to see and do. All the major towns have cinemas, nightclubs and discos, restaurants, art galleries and museums. There are casinos in Auckland and Queenstown. Professional theatre companies operate throughout the country and pop concerts are frequently, often with artists. Are frequent New Zealand Symphony Orchestra, the Royal New Zealand Ballet and the New Zealand String Quartet tour the country. Year-Round Sporting Outdoors The sprawling spaces and beautiful national parks, alongwith relatively mild winters, mean that New Zealanders seem to just about live outdoors. Children play on the beach and swim, even in winter, though adults leave that for special occasions, like the "Crazy Midwinter Swim" held in many places as a charity fundraising event! New Zealanders favourite sports are: swimming, rugby, cricket, cycling, walking, hockey, soccer, netball, horse riding, tennis, touch football, golf, basketball, badminton, bowls (lawn and indoor), yachting, volleyball, squash, cycling, mountain biking, trail biking, motor racing, skiing, shooting, rowing, fishing and aerobics. You can also go kayaking, surfing, parachute jumping, swimming with dolphins, caving, visiting hot springs and, of course, bungy-jumping! Golf and tennis are much cheaper than in other countries - there are even public golf courses with very cheap green fees. Fun Timetable There is plenty to do, you just need to know where to find it. It is easy to access sporting and recreational activities, and also relatively cheap. Ask your friends or look in your local newspaper for detailed up-to-date information in the "Whats On" section and maybe also the Arts page which lists all the exhibitions at local art, craft and pottery galleries. Local and regional authorities provide free booklets or information on their websites, listing sports clubs and recreational facilities, including signposted bush walks, camping areas and so forth. Free Events In the cities, there is usually a summer fiesta. Entertainment includes bands, teddy bear picnics, night-time walks to see glow-worms, food and culture festivals and dance performances. Orientation Week at tertiary institutions is another great festival of free entertainment. Refer to public libraries to find out about these and other events. Lonely Planet and AA tourist guides give a good overview of the type of activity available in New Zealand, too. Wine-tasting and vineyard tours are offered, and you may be able to check out some of the boutique wine and food producers in each region. New Zealand salmon, mussels, olive oil, nuts, cheese, sub-tropical fruits and Pacific Rim cuisine are renowned internationally -and rightly so. Your Institution Information Staff at secondary schools supervise a wide range of lunchtime and after school activities, including sport, theatrical and musical productions, orchestra and choir. Students at tertiary institutes run their own clubs to suit their interests from chess to caving to electronics to international friendship or religious groups. Movies, Games and Televised Sport Movies are available in most cities. There are video rental shops and electronic games centres even in small towns. Watching live televised sport on big screens in bars is a very popular activity. Discounts Student discounts are often available for orchestra concerts and theatre performances, as well as outdoor adventure tourism activities.
As part of the Code of Practice essential that all international students have travel and medical insurance when enrolling for a New Zealand education. This can be done prior to your arrival in New Zealand, or else your institution will ensure that you obtain insurance as part of your enrolment (application forms will include a question on insurance). There are many well-known insurance companies in New Zealand who can offer you competitive insurance premiums to cover all your basic needs. Medical Insurance You pay for the premium, and when you need medical treatment you can then claim the cost from your insurance provider. Students from the United Kingdom and Australia are eligible for publicly-funded urgent medical treatment, but will need medical insurance to cover all other types of treatment. Students from all other countries will need medical insurance to cover all types of treatment, including doctor, hospital and ambulance. Tertiary students can visit the general practitioner at the student health Centrex on their institutions campus, for a very nominal fee. Secondary school students usually visit their homestay family doctor. Information on Injuries Caused by Accidents New Zealand has a 24 x 7 no-fault accident compensation scheme called ACC. It covers all in the country, including visitors. If you suffer any injury as the result of an accident in New Zealand, no matter the cause and whoever is at fault, you will get subsidised medical and dental care, prescribed medication, X-rays and surgery. It also means that you cannot sue anyone for damages. Vehicle Insurance If you own a vehicle in New Zealand, it is highly advisable that you take out "third party" insurance, which covers damage or injury caused by you.
By choosing a New Zealand education, you become one of an increasing number of international students enjoying a learning environment that encourages innovative thought and achievement. Once you have found the New Zealand institution and course of study you wish to apply for, take the following steps to enrol yourself: Complete the relevant application form(s) for your chosen course/s and return them to INTEREDWISE. Include a photo, educational documents (originals or certified photocopies) and certified translations, as required. We will obtain an Offer of Place letter confirming commencement dates and course details, and an invoice for the tuition fee. Pay the fee. Fees - What they cover, Payment Methods Not only world-class in quality, the cost of education in New Zealand is very competitive compared to other countries. You will need to pay in advance, because proof of payment is needed to get a student visa or permit. There is usually an application or processing fee that is not refundable, even if your application is not successful. Cancellation and Refunds The Education Amendment Act 1991 protects tuition fees. If you cancel before the course starts, for instance because your visa or visa extension is not granted, or you are transferring to another institution, most or all of your tuition fee will be refunded, except for the registration and processing fees. If you cancel in the first week or so of the course, only part of your fee will be refunded. After that, you probably will not get any refund at all. What the Fees cover: Tertiary study - (NZ$18,000-$25,000 per annum, contingent on your course. Up to $40,000 for postgraduate courses.) GST (tax) Registration and enrolment Student health and counselling Language support Use of most campus facilities The institution will send you a confirmed offer of place and confirmation of payment. If you intend to study for more than 12 weeks, you need a student visa. GeeBee will assist you with this. The New Zealand Immigration Service (NZIS) is the government authority responsible for issuing visas and permits to enter New Zealand. Studying in New Zealand as a Visitor If you are in New Zealand as a visitor, you may take a single course of study that lasts less than three months without needing a student permit. If you want to take more than one course, and/or study for longer than three months, you can apply for a student permit while you are in New Zealand. Going to New Zealand to Study If you are outside New Zealand and planning to study full time for more than three months, you will need a student visa and a student permit, unless you are from a country that has a special agreement with New Zealand. Application Requirements Application forms can be obtained from INTEREDWISE office or from: www.immigration.govt.nz/forms To get a student visa and permit, you have to be enrolled in an approved course at an institution that has been accredited to offer that course. Your Application will require: A recent passport-size photograph. Payment of a non-refundable application fee. INTEREDWISE can assist you with your application. You need: Evidence of payment of the fee or exemption from the fee. (Not necessary if your application is being approved in principle.) A written guarantee from a New Zealand education institution or person that suitable accommodation is available to you in New Zealand. Evidence of sufficient funds to live on while you are studying. A return air ticket to your country, or evidence of sufficient funds to buy one. For courses longer than 24 months, you will also have to provide medical and x-ray certificates that are less than three months old (for students intending to be in New Zealand over 9 months, see the paragraph below regarding Screening for Tuberculosis). If you are over 17, a police clearance certificate. If your application is approved, your passport must be valid for three months after your planned date of departure from New Zealand. See: http://www.immigration.govt.nz/study Screening for Tuberculosis - a new requirement (from 1 April 2004) People applying for student visas or permits who intend spending more than 6 months in New Zealand now must be screened for tuberculosis (TB) if they: Have NOT previously provided a full medical screening test to the New Zealand Immigration Service and; Do NOT hold a passport from any of the identified low TB risk countries* (see below); or Have spent (lived and/or visited) a combined total of three months or more (in the five years prior to applying) in a country/countries NOT identified as a low TB risk country* (see below); For example: If you hold a UK passport and, at any time in the five years prior to applying, you spent five weeks in Thailand and seven weeks in Fiji, you will need to have a TB screening examination. Note: This does not apply to pregnant women and children under the age of 12. Procedure If you need more information, you can free phone 0508 55 88 55 or visit the immigration website:www.immigration.govt.nz Identified low TB risk countries : Australia, Austria, Belgium, Canada, Cyprus, Denmark, Finland, France, Germany, Iceland, Ireland, Israel, Italy, Liechtenstein, Luxembourg, Malta, Monaco, The Netherlands, (New Zealand), Norway, Puerto Rico, San Marino, Sweden, Switzerland, United Kingdom, United States of America, Vatican City. Let the institution know when you are arriving, so accommodation can be arranged and you can be met at the airport.
New Zealands high quality living conditions are well known universally, and accommodation is one aspect of this. In many cases, accommodation will be only minutes away from your place of study. Most educational institutions will assist you to find accommodation. The main options are: Halls of Residence/Student Hostels These are usually located on the campus or nearby, with single or twin rooms. Bed linen and cleaning facilities are provided. Meals are eaten in a communal dining hall, with special dietary needs catered to. A warden lives on site, and social and cultural activities are organised for residents. Hostels usually have computer laboratories and recreation rooms. Some institutions provide "self-catering" hostels where 6-8 students have their own bedrooms and share a kitchen and living room. Cost: approximately $200 per week. Some cities have self-catering private or independent hostels. Cost of furnished room, shared kitchen and lounge facilities is $90 - $130 per week, plus utilities (power, water, etc.) Home stay/Private Board This is a room of your own in a suburban house, usually with a garden and lawns. Your host family provides meals. Interacting with your host family and meeting their neighbours and friends is an excellent way to improve your English. The host family helps you make phone calls, read bus timetables, find a doctor and so on. But homestay is not like living in a hotel. Some "give and take" is expected, as you become part of the family. Cost: approximately $180 per week, plus one-time administration fee of about $150. Going "flatting" This term means renting a house or flat (apartment) singly or with other people. Choose your own flatmates of the same or opposite sex with mixed accommodation, ranging from a two-bedroom apartment to a large house on its own land. Most rental properties are unfurnished, other than an oven, a laundry facility, curtains and carpet. The landlord does not have to provide heating. You pay for electricity, gas, telephone and water, including connection charges. A "bond" of up to four weeks rent is held by Tenancy Services and refunded when you move out, if the flat is still in good condition. Tenancy Services, a division of the Ministry of Housing has information about dispute resolution procedures and your rights and obligations. The accommodation office at your tertiary institution will probably have a noticeboard with advertisements for flats. The newspaper classified advertisements list rental properties available, mostly on Wednesday and Saturday nights. Rental agents charge you for services provided. Flatting gives you more freedom, but requires a lot of maturity. Youll have to co-operate with flatmates to organise cooking and cleaning and paying the bills. For a good overview of the issues involved. Cost: bond, plus about $120 per bedroom per week (cheaper in smaller cities) plus food, power, telephone,etc.
Many international students admire the high standard of living in New Zealand. In general, the cost of living is akin to that in Australia, and less than in Britain. The cost of education, in particular, is highly competitive, which means that in New Zealand, you can afford a world-class education. It costs 45 cents to post a letter within New Zealand. A Big Mac at McDonalds costs $3.95. Local telephone calls are free. It costs between $8.50-$12.00 to go to the movies. Public transport is more expensive than in countries with greater population density. It is recommended that tertiary students budget for up to $20,000 in living expenses per annum.
In New Zealand, students are taught in an English-speaking medium. You will share classes with New Zealanders and be encouraged to participate in discussion and all aspects of learning. Students can study English from beginner to advanced level, and then go on to study at a tertiary institution. Our British-based, flexible education system means that you can move around New Zealand while you do this, because secondary schools and tertiary institutions work on a national system. Your qualifications will be recognised in other English-speaking countries, so that you could study for an undergraduate degree in Australia or Canada, for example, and return to New Zealand for post-graduate work. University New Zealand has eight national universities offering degree programmes at undergraduate and postgraduate levels in academic and professional studies. All universities offer a broad spectrum of subjects for degrees in commerce, science and the arts. Each university has also developed its own specialist subjects, such as technology, engineering, computer studies, medicine, agriculture and environmental studies. Institutes of Technology and Polytechnics There are 20 Polytechnics and Institutes of Technology. These provide education and training at tertiary levels ranging from introductory studies through to full degree programmes. Courses emphasis practical experience and application to work situations. Qualifications are tailored to allow students to enter and exit at different levels appropriate to their academic level and English language proficiency. "Stair casing" allows you to enrol for a certificate that will give you credit towards a diploma or degree if you continue to study. Courses in disciplines such as agriculture, art and design, building and construction, business, engineering, marine studies, forestry, science and technology, media studies and tourism and hospitality are developed in association with advisory groups representing industry, commerce, the professions and the community. Contributions from these groups ensure that courses are appropriate, up-to-date and innovative, so that graduates acquire skills that are prized by employers. A degree from one of these institutions has equal status with a university degree. Many ITPs also offer English language training. Colleges of Education Specialized training for teachers is available at Colleges of Education. Additional university studies may be undertaken as part of the courses. All colleges offer advanced courses for trained teachers. Distance Education There is a comprehensive system of distance education, providing courses similar to those in conventional New Zealand educational institutions. Distance education standards are high and qualifications are fully accepted by other institutions. Private Training Establishments There are also private (i.e. not state-funded) tertiary institutes and training providers, including over 100 English language schools. Providing training in specific areas of education is a characteristic of many private training establishments. Choosing an Institution In the New Zealand education system, it is important to make your choice of institution according to your field of specialisation and the institutions reputation in that field. If you want to study food technology, for example, find out about the different courses offered and choose by academic criteria such as faculty qualifications, practical work experience opportunities, and so on. When you finish the course and start looking for work, these things matter much more than family connections.
The language of instruction in New Zealand is English, except at Maori institutions. Your institution will therefore want to know whether your English skills are adequate for the course of study you are applying for. Tertiary institutions will ask for original documents or certified photocopies of one of the following: An IELTS (International English Language Testing System) band score of 6 with no band less than 5.5. IELTS is used at many tertiary institutions in the United Kingdom, Australia, New Zealand and North America. It assesses your ability to read, write, speak and listen in academic or general training contexts. It is developed and managed by the University of Cambridge, the British Council and IDP Education Australia A pass in English in the GCE (General Certificate of Education) O level examination A TOEFL (Princeton Test of English as a Foreign Language) paper test (not the computer test) score of 550 and a TWE (Test of Written English) score of 4 (paper-based test) or 213, Essay rating 4.0 (Computer-based test) English Language Schools Language schools offer courses from beginner level, i.e. for people who can say hello and goodbye and have basic knowledge of the alphabet. For absolute beginners, who have no previous language learning experience, private tuition can be arranged.
Tertiary How you are assessed will often influence the way you study. The two main types of assessment are examinations and class work. Sometimes your overall mark will be a combination of the two. Examinations These usually involve writing essays or short paragraphs or answering multiple-choice questions. Examinations take place at the end of each semester. During an exam, students are not permitted to communicate with other people or eat or drink anything except water. Supervisors check everybodys student ID card. For each exam there are different rules about what kind of dictionaries, books and calculators are allowed. There are also regulations about pre-empting the exam and what to do if you are sick on the exam day. The student learning centre at your institution will run workshops about exam techniques and dealing with stress. Class Work This includes essays, assignments, laboratory reports, spot tests, fieldwork, presentations, special projects and practical work. Active participation in class may also be taken into account. Take note of the criteria for assignments. An essay must not exceed the word limit given, and must be handed in on or before the deadline, otherwise you may lose marks or fail the course. Your lecturer may approve an official extension of time if you give a reason and do not ask at the last minute. If you are having difficulty with an assignment, discuss it with your tutor or get help from the student learning centre. They want you to succeed and will be happy to help. It is nothing to be embarrassed about. It is a normal part of student life. Learning to Speak up for Yourself Some university courses involve relatively few hours per week of formal lessons. A high degree of self-motivation and self-discipline is needed since you will be expected to do a lot of reading so that you can participate in class discussions. Students are expected to have original thoughts and be able to defend them in debate. This is how we show respect for our teachers - by participating fully in the academic process. In some cultures, it is not appropriate to challenge teachers, however its an important part of the British-style education system.
If you want to get credit for prior study, this is called "cross-credit" or "exemption". It means that if you have done the first year of a course in your own country and want to go straight into the second year in New Zealand, you can apply to do so. This must be negotiated with the institution you are applying to study at. If your previous study was in an English-speaking country, the process will be easy. If not, it may simply be a matter of providing the faculty department (science, hospitality, geography, etc.) with a detailed description of the course you have studied so far. In other cases, it may be necessary for the Qualifications Evaluation Service at NZQA to assess your incomplete qualification. They will only do this if the purpose is further study, i.e. if you intend to complete the qualification by studying in New Zealand. The fee is NZ$450 and the process takes around eight weeks. You will have to provide certified photocopies - or, for some countries, the original documents - and translations from an NZQA-approved translation agency. In certain cases, the assessment may be "prioritised" and may not take quite so long.
Additional costs vary according to your age, the course you are taking, and the type of accommodation you choose, so the following estimates are only a guideline. For Tertiary Study: Textbooks and stationery $500 per annum Student ID card $20 Student membership $30 Photocopy cards $100 Transfer from airport up to $50 (may be included in orientation programme fee) Bus fares $30 - $60 per week Tea-Coffee $1 - $3 per cup Nights snacks $7 per one-course meal
The quality of a New Zealand education is well recognised internationally and because the education programmes and degrees are based on the British education system, it is possible to do an undergraduate degree in New Zealand and a post-graduate degree in another English-speaking country. In developing countries of Asia it is not unusual to find senior executives and administrators, including cabinet ministers and even prime ministers, who have been educated in New Zealand. The New Zealand Qualifications Authority, part of the Ministry of Education, keeps the register of all quality assured qualifications available in New Zealand tertiary institutions.
The quality of a New Zealand education is well recognised internationally and because the education programmes and degrees are based on the British education system, it is possible to do an undergraduate degree in New Zealand and a post-graduate degree in another English-speaking country. In developing countries of Asia it is not unusual to find senior executives and administrators, including cabinet ministers and even prime ministers, who have been educated in New Zealand. The New Zealand Qualifications Authority, part of the Ministry of Education, keeps the register of all quality assured qualifications available in New Zealand tertiary institutions.
The New Zealand Immigration Service (NZIS) is the government authority responsible for issuing visas and permits to enter New Zealand. Studying in New Zealand as a Visitor If you are in New Zealand as a visitor, you may take a single course of study that lasts less than three months without needing a student permit. If you want to take more than one course, and/or study for longer than three months, you can apply for a student permit while you are in New Zealand. Going to New Zealand to Study If you are outside New Zealand and planning to study full time for more than three months, you will need a student visa and a student permit, unless you are from a country that has a special agreement with New Zealand. Application Requirements Application forms can be obtained from GeeBee office or from: www.immigration.govt.nz/forms To get a student visa and permit, you have to be enrolled in an approved course at an institution that has been accredited to offer that course. Your Application will require: A recent passport-size photograph. Payment of a non-refundable application fee. INTEREDWISE can assist you with your application. You need: Evidence of payment of the fee or exemption from the fee. (Not necessary if your application is being approved in principle.) A written guarantee from a New Zealand education institution or person that suitable accommodation is available to you in New Zealand. Evidence of sufficient funds to live on while you are studying. A return air ticket to your country, or evidence of sufficient funds to buy one. For courses longer than 24 months, you will also have to provide medical and x-ray certificates that are less than three months old (for students intending to be in New Zealand over 9 months, see the paragraph below regarding Screening for Tuberculosis). If you are over 17, a police clearance certificate. If your application is approved, your passport must be valid for three months after your planned date of departure from New Zealand. See: http://www.immigration.govt.nz/study Screening for Tuberculosis - a new requirement (from 1 April 2004) People applying for student visas or permits who intend spending more than 6 months in New Zealand now must be screened for tuberculosis (TB) if they: Have NOT previously provided a full medical screening test to the New Zealand Immigration Service and; Do NOT hold a passport from any of the identified low TB risk countries* (see below); or Have spent (lived and/or visited) a combined total of three months or more (in the five years prior to applying) in a country/countries NOT identified as a low TB risk country* (see below); For example: If you hold a UK passport and, at any time in the five years prior to applying, you spent five weeks in Thailand and seven weeks in Fiji, you will need to have a TB screening examination. Note: This does not apply to pregnant women and children under the age of 12. Procedure If you need more information, you can free phone 0508 55 88 55 or visit the immigration website:www.immigration.govt.nz Identified low TB risk countries : Australia, Austria, Belgium, Canada, Cyprus, Denmark, Finland, France, Germany, Iceland, Ireland, Israel, Italy, Liechtenstein, Luxembourg, Malta, Monaco, The Netherlands, (New Zealand), Norway, Puerto Rico, San Marino, Sweden, Switzerland, United Kingdom, United States of America, Vatican
New Zealand has dollars and cents. The denominations are $100, $50, $20, $10 and $5 notes, $2 and $1 gold-coloured coins, and 50, 20, 10 and 5-cent silver-coloured coins. All cities and towns have banks. There is a bank branch, or at least an ATM, on nearly every tertiary institution campus. Trading banks are open 9.00am to 4.30pm Monday to Friday. Banking is very advanced in New Zealand, with a huge network of ATMs, and EFTPOS (electronic funds transfer at point of sale) in most shops. Telephone and Internet banking are available. For currency exchange rate visit: www.xe.com/ucc ATMs, Travelers Cheques If you are planning to be in New Zealand for only a few months, it is simple to use your credit card to get New Zealand dollars at automatic teller machines (ATMs). Credit accounts usually do not levy a charge for cash withdrawals. If your bank has international links, you can use your EFTPOS card from your home country at ATMs. All major credit cards are accepted in shops and at ATMs. Travelers cheques are a good option, too. Daily Limits There is a limit to the amount of cash you can take out of an account using an automatic teller machine. The limit is usually $500 per day, so if you want to pay a big bill by cash, you have to go to the branch, or start withdrawing money piece meal, day by day. Opening a Bank Account If youre staying more than a few months, it is worth opening your own bank account. Some banks, including the ASB, let you open an account in New Zealand before you arrive. Banks don not usually have international students loans. Bank Fees A fee is charged for every transaction, including EFTPOS. Fees can be very high, so make sure you get advice from the banks staff about which account and fee structure will suit your needs .Most banks offer special packages for full-time students taking a full-year course. Foreign Currency You can bring as much foreign currency as you like into New Zealand, but if it is beyond NZ$10,000 you have to inform a customs officer so that you can sign the relevant form. Most overseas currencies are easily exchanged at New Zealand Banks. Wallet Loss Make sure you contact the bank immediately and cancel credit and EFTPOS cards. Also let the police know - sometimes lost property is handed in to them. It is a good idea to keep a separate list of the contents of your wallet, with the numbers of all the cards.
New Zealand has an excellent healthcare system, comprising of public and private providers. However, these health services are generally not free for international students. For a cold, influenza, or other common health problem, visit a general practitioner (GP) at the student health centre on the campus of your tertiary institution, or your host familys GP. If the doctor prescribes medicine for you, it is important to tell the doctor if you have any allergies and if you are taking any other medication, including herbal medicine. Make an appointment to see your doctor. If you need emergency help, go to an After Hours Medical Centre or the Accident and Emergency Clinic at a hospital. In the cities there is a wide range of treatment available, including chiropractic, osteopathy, acupuncture, naturopathy, homeopathy and Chinese medicine. Emergencies If you have a serious health emergency or accident, dial 111 and ask for Ambulance. The call is free - you dont need coins or a phone card even if you are dialling from a public phone box. This is also the emergency number for police and fire services. Hospital Treatment If you need surgery or other treatment, you will probably have to pay for it at a private hospital, unless you are eligible to public hospital treatment in New Zealand. Alcohol In New Zealand the legal age for alcohol is 18. Supermarkets sell alcohol seven days a week, and may ask to see your passport as proof of age. There are serious legal consequences for drunk driving. Poisoning The National Poison Information Centre has a 24-hour emergency number: freephone 0800 POISON (0800 764 766). Sexual and Reproductive Health Hospital Sexual Health Clinics, the Family Planning Association and some youth health centres provide a free, confidential service for contraceptive advice, sexually transmitted infections, cervical screening and pregnancy testing. Youngsters are sexually librated in New Zealand, similar to European countries. They are much freer than in most Asian countries. Trustworthy adults at the above agencies, or the counsellors at your school or institution, can give you advice and support. Disabilities Buildings are specially designed for wheelchairs. Many older buildings now have ramps. Some institutions have hearing loops. There are usually volunteer or paid reader/writers (in English) to help students who have difficulty writing or reading.